1.Capital Sharempazi

It is a requirement by the Sacco Society Act that every member of a SACCO must own shares in the SACCO and have equal rights.


  • A member receives dividends payout annually.
  • Right to attend Sacco AGMs and SGMs.
  • Right to vote during elections in AGM or SGM.
  • Right to vie for Management Position within the SACCO Management Board.
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2. Member Depositsmpazi

A monthly deposits (contribution) is required depending with a members ability. These deposits are used to determine the following;

  • Ability to borrow
  • used as collateral against borrowings from the Society

Shall only be refunded when a member withdraws from membership and provided the member has fully repaid all his debts and is free from guarantee.

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